The Debt Doctors : for life after debt
  • An overview of what to expect during the bankruptcy process.
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debt doctors Our Clients

No one is immune to financial difficulty.


Most people who can be helped by bankruptcy relief choose to ignore it or do not see it as an option.

But there are options, starting with a free consultation. Our experienced bankruptcy lawyers have represented and counseled clients having a wide range of financial needs. Here are some general examples of the types of people we’ve helped:

  The College Graduate The Newlyweds
  The Divorcee The Single Mother
  The Displaced Worker The Retiree
  The Parents The Widow
  A Repossession Too Much House
  The Overspender The Medical Case
  The Failed Business Taxes, Taxes, Taxes
  They Want To Take My House

 

The College Graduate:
You’ve incurred $5,000 to $20,000 in credit card debts while going to school. You just landed your first job, or perhaps you’re having a hard time breaking into the workforce. In the meantime, your bills are piling up and you’re struggling to make car, rent, and credit card payments.  Our attorneys may be able to help by using a Chapter 7 bankruptcy to eliminate credit card debts to give our clients the freedom to pay for necessities.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Newlyweds:
You’re recently married, and you or your spouse have $10,000 to $20,000 in debts. It’s a struggle to pay for living expenses, let alone to save for a house. To complicate matters, there’s a child on the way. The Debt Doctors may be able to help by using a chapter 7 or chapter 13 bankruptcy to eliminate or reduce unsecured debts and get you a fresh start, so you can focus on caring for your new family.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Divorcee:
You’re in the midst of a divorce and you have considerable unsecured debt. Some of it’s yours, some comes from your spouse, but you’re liable for all of it. And because of the divorce and the loss of a second income, your income has decreased. You can’t afford to pay all these debts. We may be able to help by using a Chapter 7 or 13 bankruptcy to eliminate or reduce these debts so you can start a new life following the divorce.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Single Mother:
You’re a single mother with generally low amount of debt. However, it’s a struggle to pay rent, utilities, and other everyday debts because you aren’t receiving regular child support. The Debt Doctors’ attorneys maybe able to help by using a chapter 7 bankruptcy to stop utility shutoffs, evictions, and eliminate unsecured debts so a single mother can make sure her family’s needs are satisfied.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Displaced Worker:
You’ve been working off and on, or you’ve been unemployed for an extended period of time, due to layoffs or work-related injury. With no money coming in, you’ve been using credit cards to supplement income, all the while thinking when I get back to work or settle my Workers Comp case I can pay these off. However, the minimum payments are getting higher and interest rates are going up. We may be able to help eliminate or reduce these debts with a chapter 7 or 13 bankruptcy and possibly pursue a personal injury or workmen’s compensation claim to make the hole you’re in a little easier to climb out.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Retiree:
You made a good living and you’ve been looking forward to retirement. However, trying to make ends meet on maybe a small pension, a part time job, and social security is difficult. You took advantage of offers for credit cards in the mail and have been using them to continue to live in the manner to which you’re accustomed. But, before you know it, credit card payments are using most of your income and you do not have anything to live on. Our attorneys may be able to help by using a chapter 7 bankruptcy to eliminate these credit card debts to make your golden years less worrisome.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Parents:
Your kids are growing up, heading to their teenage years. Along the way you’ve incurred some credit card debt while trying to make sure your children do not have to go without. You are starting to worry about paying for college, car insurance for young driver, and everyday living expenses. However, the minimum payments on your credit cards are starting to mortgage your future. We can help by eliminating or reducing your credit card debts through a Chapter 7 or 13 bankruptcy, without effecting your ability to get federal need-based student loans.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Widow:
You just lost a spouse and half of your income. You should not have to deal with calls from creditors and the stress that goes with having debts. It is a tough time mentally and financially, the debt collectors do not care. We can help by eliminating or reducing your debts through a Chapter 7 or 13 bankruptcy. Furthermore, we can listen to your needs and provide advice that will give you options to lessen the financial burden that comes with losing a loved one.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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A Repossession:
If you have ever had a vehicle repossessed, there is no reason you should ever have to pay anything for a car you cannot use and enjoy. We may be able to eliminate vehicle repossessions through a chapter 7 bankruptcy and even provide you with information on obtaining a new or used vehicle after your bankruptcy.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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Too Much House:
Sometimes buying that dream house can turn into a nightmare. Maybe, your house is in need of repairs, you paid too much, got a bad interest rate, or even took a second mortgage out to eliminate other debts. The result: Your house is affecting your ability to meet you necessary living expenses. We may be able to use a Chapter 7 or 13 bankruptcy to help you walk away from that house with little or no liability, help buy you some time in your current house rent free, or even just get rid of some other debts to help you stay in the house.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Overspender:
Some people have a hard time resisting a sale or an impulse buy. However, before you know it, the credit cards are out of control and you don’t know what to do. The Debt Doctors may be able to help eliminate or reduce these debts in a chapter 7 or 13 bankruptcy so the next time you see something you can’t resist you can afford to pay with cash.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Medical Case:
You’re medical insurance isn’t covering your illness and the bills are mounting quickly. Because you’re off of work, you’ve been using credit cards to live on, but the minimum balances are adding up. We may be able to get rid of these debts in a chapter 7 bankruptcy and possibly advise you about personal injury, medical malpractice, product liability or workman’ compensation claims to compensate you for your injuries.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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The Failed Business:
You took a chance at starting your own business. But the business is struggling to the point where you’ve decided to put your dreams on hold because you can’t pay your bills. A Debt Doctors’ attorney may be able to help eliminate these debts through a Chapter 7 bankruptcy and maybe even give you the freedom to reorganize or take another chance.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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Taxes, Taxes, Taxes:
You’ve accrued massive tax bills that you can’t afford to pay, and the IRS is calling. In certain cases, we may be able to use a Chapter 7 or 13 bankruptcy to eliminate or restructure tax debts to help you manage your tax debts.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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They Want To Take My House:
Is your mortgage company foreclosing or ready to foreclose? We may be able to stop sheriff sales and help you keep your house through a chapter 13 bankruptcy.

If this situation sounds familiar, contact The Debt Doctors for a free evaluation of your options. You can reach us by calling us 1-877-Debt Dox.

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